PhonePe Split Chill Gen-Z Fintech Performance Ad

4:5 vertical SMM performance ad, ultra-high resolution (8K), Instagram + paid ads + app installs Style: Bold Gen-Z layout (Paytm-style) × expressive human emotion × product-first UI × high-conversion fintech creative 🧠 CORE INTENT: Money between friends should feel easy, fun, and natural. No tension. No reminders. Just shared moments. 🎯 CAMPAIGN OBJECTIVE: Increase app installs + boost “Split Bill” usage among young users Primary KPI: → Open app → Split → Everyone pays instantly 🎬 SCENE COMPOSITION: BACKGROUND: Large rounded rectangle block in rich PhonePe purple gradient (#5F259F → #7B3FE4 with soft radial glow) Overlay typography (huge, cropped behind subject): “SPLIT” bold uppercase, ultra-heavy opacity ~12% white 👤 SUBJECT: Young Indian female (18–28), stylish, relatable - casual chic outfit (oversized shirt / crop top + denim) - subtle accessories (rings, nails, maybe headphones around neck) POSE: - leaning slightly forward - holding phone toward camera (hero perspective) - other hand mid-gesture (laughing / pointing / reacting) EXPRESSION: genuine laugh / smile — energetic, social, alive MOOD: warm, lively, slightly playful 📱 PRODUCT (HERO ELEMENT): Phone large in foreground (slight perspective distortion) SCREEN UI (PhonePe): TOP: “Split Expense” CENTER: ₹1850 total BREAKDOWN: 5 people → ₹370 each STATUS: ✔ All Paid SUBTEXT: “Settled in seconds” MICRO DETAILS: - green ticks beside each name - subtle glow pulse - soft completion animation feel IMPORTANT: UI must feel native, clean, believable ✨ GRAPHIC SYSTEM: - playful floating dots (lavender + white) - soft connector lines between people (friendship cue) - rounded UI cards floating lightly - glow halo behind subject + phone 🎨 COLOR SYSTEM: PRIMARY: PhonePe purple (dominant) SECONDARY: Lavender / soft white ACCENT: Green (payment success only) SKIN TONES: Natural, warm (important for realism) 💡 LIGHTING: - soft studio + ambient café mix - gentle highlight on face - UI glow reflecting slightly on fingers - soft shadow separation ✍️ TYPOGRAPHY SYSTEM: TOP LEFT: PhonePe logo (white) TOP RIGHT (TRUST BADGE): “UPI Secure” (minimal) CENTER HEADLINE (BOLD): “SPLIT. CHILL.” SUBLINE: “Everyone’s paid. No drama.” MID CTA BUTTON (IMPORTANT): Rounded pill: “Split Bills Now →” Color: White button with purple text Soft drop shadow BOTTOM FEATURE STRIP: [👥] Split instantly [⚡] Real-time payments [🔒] Secure UPI [📲] Everywhere accepted Clean, evenly spaced ⬇️ DOWNLOAD CTA: BOTTOM RIGHT: “GET PHONEPE” - Google Play badge - App Store badge BOTTOM CENTER (SOCIAL PROOF): “Trusted by 500M+ users” LEFT EDGE (VERTICAL MICRO TEXT): “PHONEPE · SOCIAL PAY · 2026” 📐 COMPOSITION: - Phone = primary focal point - Subject = emotional hook - Typography layered behind Eye flow: Face → Phone → “All Paid” → Headline → CTA → Download 🎥 CAMERA STYLE: - 35mm slight wide angle - slight perspective exaggeration (Gen-Z feel) - sharp subject, soft background 🔥 PERFORMANCE LAYER: - Emotion-driven (laughter = relatability) - Outcome shown (All Paid) - Clear CTA (Split Bills Now) - Strong visual hook (girl + gesture + color) ✨ FINAL FEEL: Not just a payment ad — A moment between friends. Fast. Fun. Effortless. Feels like: “Yeah, let’s just split it.”